1) "If you are buying something that you will use often and for a long time, never go cheap. You'll end up replacing it sooner or paying more in maintenance costs than if you had spent more on good quality in the beginning. Plus, you'll enjoy the nicer product throughout its lifetime, rather than cringing every time you use something that is falling apart." -- bretts
2) Don't spend money on a credit card that you can't afford to pay back. The interest and late payments can put you in a hole that can take you years to pay back.
3) Compound interest is your friend. Saving even a relatively small percentage of your income each year, starting at 18, can leave you in much better shape by the time you're ready to retire.
4) If you're working with someone who can be bargained down on a price, it seldom hurts to try. The exceptions may be someone of exceptional talent, someone you're going to have to work with on a regular basis, or someone whose help you're going to need in a timely manner.
5) Try to keep enough cash to pay your bills for at least six months in reserve. It will make your life immeasurably easier if your car breaks down, you have a surprise medical expense, or you get an opportunity to get a fantastic bargain.
6) Dogs are fantastic animals. They deserve to be called man's best friend. But, if you are under the impression that you just need to buy a collar and a bag of dry dog food every month and you're set, you're in for a rude awakening. Dogs tend to be much more expensive and time consuming than you'd think.
7) "Don't have any children or get married until you can support and love yourself first." -- D-Vega
8) "Don't trade your vehicle in on a new one just a couple of years after buying it. Pay it off and ride it until (the wheels fall off), all while putting that car payment in the bank." -- The_Muck_Man
9) College is a lot more work than high school and your job will be a lot more work than college was.
10) Start looking for a new job BEFORE you quit your old job.
11) Don't take any job that only pays commission unless you're either an expert salesman or ready to spend months working without pay to gain the skills you need to become an expert salesman.
12) Ideally, you should choose something you love to do so much that you'd do it for free and find a way to make it into a career.
13) When asking for a salary, always have a figure you want in mind -- and then ask for significantly more than that number. That way, you may get more than what you want and even if you don't, you have a better chance of getting the amount you had in mind than if you had blurted it out right off the bat.
Date: 6 Jun 2009 | Author: mesmerX | Category: News
| Views: 11489
Enojyed this article? Share it and let others know: